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What Affects Car Insurance Rates?

How much you pay for your car insurance isn’t always based on the default price of a plan. Auto insurance providers balance lots of factors when deciding the cost of your deductible and premium amounts before providing you with insurance. Let’s go over the main factors that affect car insurance rates so you know what to expect the next time you negotiate for new auto coverage.

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Second Careers for Adults Over 50

Tom was a 67 year-old retiree who at first enjoyed his new found freedom but Tom soon became bored. And he missed being around people. And a sense of purpose.

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What’s the first step to buying a home?

If you’re asking “What’s the first step to buying a home?” — you’ve probably already made a decision that it’s time to get serious about becoming a homeowner.

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10 Ways to Save Money on Auto Insurance

Let’s face it. We all like to save money, especially when it comes to auto insurance. But does lowering your insurance premiums mean less-than-adequate coverage or working with a provider whose customer service leaves a lot to be desired? Not at all. We’ve put together a variety of suggestions to help you save money on auto insurance without sacrificing quality in the process.

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When Is It Smart to Pay for Car Damage Out of Pocket?

There are plenty of times when an auto accident means you should file an insurance claim, particularly if the costs will be very high. But there are times when it might be more convenient, both in terms of paperwork and costs, to just pay for any repair costs out of pocket. Let’s go over how to determine when it’s smarter to pay for car damage out-of-pocket.

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How to Plan Your National Parks Vacation

If you love vacations full of nature and incredible sights, a trip to one or more of our glorious national parks might be just right for you. All across the country, you can experience the land as it once was through the preservation efforts of the National Parks Service.

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How to choose the right kind of refinance for you

When you decide to refinance, you might be surprised that there are many types of refinances from which to choose.

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What Is Gap Insurance?

There are lots of different types of car insurance; some are more complete and comprehensive while others are more specialized or niche. Gap insurance is the latter type. Let’s go over what exactly gap insurance is and why you may need it in your insurance policy.

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Is a Reverse Mortgage Right for You?

In its simplest form, a reverse mortgage is a way to tap into your home’s built-in wealth in the form of a loan. Reverse mortgages are offered to people over the age of 62 as a way to tap into home equity for cash.

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What is a mortgage refinance, in plain English

Refinancing works by giving a homeowner access to a new mortgage loan which replaces the existing one. The details of the new mortgage loan can be customized by the homeowner, include the new loan’s mortgage rate, loan length in years, and amount borrowed.

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